Direct funding source · Serving all 50 states

Capital on your timeline, not your bank's.

We advance against revenue you have already booked. A human underwriter reads your deposits and hands you a written answer the same day.

See what you qualify for Browse programs

$1.2B+

Deployed to date

13,500+

Companies funded

$10K–$2M

Typical advance sizes

9 in 10

Return or refer

Programs

Five routes to capital

Each one priced in writing before you sign. Pick the shape that fits how your money moves.

Compare all programs

Merchant Cash Advance

We buy a fixed share of your future receivables at an agreed price, collected through small scheduled pulls that match how you already get paid. A fit when card and bank deposits are steady and you need capital this week, not this quarter.

$10,000 – $2,000,000

3 – 18 months

Revenue-Based Financing

Instead of a fixed payment, you remit a set share of what you actually collect — so lighter months cost you less. Made for seasonal operators who still want a clear finish line.

$25,000 – $2,000,000

6 – 24 months

Business Line of Credit

A standing credit line you dip into when you need it; cost touches only what you draw. The lowest-cost answer to gaps that show up every month.

$10,000 – $500,000

Revolving

Equipment Financing

The machine itself backs the deal, which keeps pricing lean and your cash in the business. We finance new and used equipment from dealers or private sellers.

$15,000 – $5,000,000

12 – 72 months

Invoice Factoring

Sell your approved invoices and receive most of the value today instead of waiting out 30, 60, or 90-day terms. Your customers' credit does the heavy lifting in approval.

Up to 90% of invoice value

Per invoice

How it works

From application to wire

Apply

One page and three statements — about four minutes.

Review

An underwriter reads your deposits, not your credit score.

Offer

One sheet: total cost, length, and collection schedule.

Funding

e-Sign and the wire typically lands the next day.

Sectors we know

Restaurants & Hospitality/Retail & Convenience/Construction & Trades/Trucking & Logistics/Medical & Dental/Auto Repair/Salons & Spas/E-Commerce/Manufacturing/Professional Services/Landscaping/Wholesale & Distribution/

See every industry

Quick answers

How is an advance different from a loan?

It isn't one. You sell a set amount of future receivables at a discount. Pricing is a factor rate agreed before signing, and collection follows your sales rather than a fixed monthly bill.

What will this cost me?

Factor rates generally run 1.15 to 1.49 based on time in business, deposit consistency, sector, and term length. On a $50,000 advance priced at 1.25, total remittance is $62,500 — and the full figure is agreed in writing before you commit.

Read the full FAQ →

See the number your revenue supports

Four minutes of paperwork. A real answer today, and a person to talk it through with.

Apply for funding